Joint Base Andrews BAH rates and a clearer buying-power conversation
Use the complete 2026 table for the Joint Base Andrews duty-ZIP context, then test an editable home-price illustration. The result is informational—not a loan approval, affordability decision or professional financial advice.
Official DoD lookup verified August 26, 2026 for duty ZIP 20762; all 24 rows were cross-checked.
What this table represents
Basic Allowance for Housing is based on the permanent duty ZIP, pay grade and dependency status. It does not change with the neighborhood you choose and is not intended to cover every household’s actual housing cost.
Complete 2026 DC053 BAH table
On phones, each grade becomes a labeled card so you do not need to scroll left or right.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $3,096 | $2,409 |
| E-2 | $3,096 | $2,409 |
| E-3 | $3,096 | $2,409 |
| E-4 | $3,096 | $2,409 |
| E-5 | $3,132 | $2,832 |
| E-6 | $3,759 | $3,057 |
| E-7 | $3,855 | $3,099 |
| E-8 | $3,957 | $3,261 |
| E-9 | $4,128 | $3,447 |
| W-1 | $3,780 | $3,096 |
| W-2 | $3,894 | $3,258 |
| W-3 | $4,023 | $3,471 |
| W-4 | $4,167 | $3,777 |
| W-5 | $4,350 | $3,876 |
| O-1E | $3,870 | $3,129 |
| O-2E | $4,002 | $3,405 |
| O-3E | $4,197 | $3,753 |
| O-1 | $3,213 | $3,054 |
| O-2 | $3,753 | $3,126 |
| O-3 | $4,020 | $3,531 |
| O-4 | $4,410 | $3,855 |
| O-5 | $4,692 | $3,909 |
| O-6 | $4,731 | $3,999 |
| O-7/O-7+ | $4,770 | $4,071 |
Source: U.S. Department of Defense BAH rate lookup, verified August 26, 2026 for ZIP 20762, Washington DC Metro Area (DC053). Amounts are monthly. “With dependents” is one rate category; BAH does not increase with the number of dependents.
What might one BAH scenario support?
This reverse-payment illustration uses your selected BAH as the total monthly housing amount, subtracts the monthly costs you enter, and estimates a purchase price from the remaining principal-and-interest payment.
Illustrative home-price scenario
What DC053 means near Joint Base Andrews
Close-in Maryland housing
Camp Springs, Suitland and Clinton may reduce route distance, but housing type, price, parking, taxes and dues vary by property. Compare the complete monthly cost, not BAH against principal and interest alone.
More space, more route
Upper Marlboro, Bowie, Waldorf and other regional options may change the housing mix. Test peak-period travel to the correct gate before treating additional space as a net gain.
Two-location households
If another household member works in DC, at JBAB, at the Pentagon or in Northern Virginia, score both door-to-desk trips and the reliability of each route.
VA financing context—not a duty-station claim
VA-financed sale patterns do not identify a buyer’s installation, command or duty station, and they do not predict whether a particular home will qualify. This draft does not import Northern Virginia concentration statistics into Maryland. Any future market-data module must use appropriately licensed Maryland/DC records and describe only transaction patterns.
VA borrowers with full entitlement generally do not have a county loan limit, but lender approval, entitlement, appraisal and property requirements still apply. Review the official VA home-loan program and consult a qualified professional about your scenario.
Rates are only half the PCS decision
Use the companion guide to compare Joint Base Andrews gate access, commute modes, regional housing corridors and remote-buying options.
Joint Base Andrews BAH questions
Why does this page also refer to Andrews AFB?
Andrews AFB remains a familiar search phrase, but the current installation name is Joint Base Andrews. The correct BAH comes from the permanent duty ZIP on your orders, not the wording used in a search.
Is the with-dependents rate paid per dependent?
No. BAH uses either the with-dependents or without-dependents category; the amount does not rise with each additional dependent.
Does zero down mean zero cash needed?
No. Even when a VA loan permits zero down, a transaction can include earnest money, inspections, appraisal, reserves, moving costs and closing costs not covered by credits. Rules and contracts vary.
Are seller-paid closing costs guaranteed?
No. Seller credits depend on the negotiated contract, market conditions, loan-program limits and lender approval. The checkbox in this planner is an explanatory assumption only.
Can I use the planner as a preapproval?
No. It is an educational reverse-payment illustration. Only a qualified lender can review your complete file and issue a preapproval or approval.
Informational purposes only. Ask A Walker is a real-estate resource, not your lender, financial adviser, attorney or tax professional. Consult the appropriate licensed professionals for advice and concrete numbers.
Turn the illustration into a home-search plan
Answer five short questions about your worksite, timing, housing needs and budget. We can use those constraints to compare specific properties and routes. There is no obligation to schedule a consultation.
